...and drink no wine, and are therefore no good at parties
This is a neat tool for those, like me, who are colorally-disinclined... if that is something that is...
Color Schemer Online v2. Using the it's-always-escaped-me "color wheel," Color Schemer shows you the complementary colors to any color you select, thus creating a color scheme.
There are also desktop apps for both Windows and OSX, $49 each.